If your car has been deemed a total loss by your insurance company, there are steps you can take to maximize the actual cash value you receive for it.
Here are 3 tips to help you get the most out of your totaled car: When a vehicle is in an accident, the insurance company assesses the damage. How does the insurer quantify the damage and if a car is a total loss? The calculation may be a surprise to you. Here are the details:
Bundling your home and auto insurance policies often leads to savings and convenience. BUT, there are certain situations where it might be better NOT to bundle your policies. Here are 4 scenarios in which keeping your home and auto insurance policies separate may be better.
It can be very beneficial to purchase both auto and home policies from the same insurance company, known as bundling. Here are 5 advantages to doing this:
It's Master's week in Augusta, attracting thousands of visitors to this area. With such a large number of people and vehicles in one place, parking can be an issue. If you end up parking on private property and your car is hit, here are 5 steps to take:
If you're planning to rent a car for your next trip, you might be wondering whether you need rental car insurance. Here are 4 reasons why rental car insurance (RCI) can be a smart investment:
When renting a vehicle, it’s important to be aware of potential financial risks involved. Here are 7 tips to help minimize your financial risk when renting a car.
Before you pack up the car and head out on the road, here are 7 safety tips to take in prepping for your spring break trip:
St. Patrick's Day is coming up tomorrow, and The Luck of the Irish can produce some unlucky situations. Here are some of the unluckiest and funniest excerpts from auto claim descriptions to give you a chuckle:
In the age of online everything, you can get an insurance quote without a "middle-man." So why do you need an insurance agent, especially when you can instantly access a chatbot to answer your questions?
Simply put, if you decide to go solo, you'll face a variety of headaches when (not if) you must invoke your policy in claim situations and pray you chose the right coverage to prevent a financial catastrophe. A great insurance agent is priceless in partnering with you to provide personalized guidance for this critical type of financial protection. So what should you consider in deciding which insurance expert to place your trust in? Here are 7 factors to finding a great match: Auto insurance rates are determined based on a variety of factors, including gender of the driver. These rates can vary over time by an average of 11% by gender, according to a recent Wallethub analysis.
Historically.... A recent survey found that 65% of Americans have no clue what their home insurance policy fully covers. 45% said they’ve had an insurance claim denied because they didn’t have the coverage.
This is why you need to periodically talk with your local insurance agent to remember what coverage you have and whether you need to make changes. Here are 9 questions to help guide your conversation: Most vehicles have blind spots, areas around them where the driver has limited/no visibility.
What many people don't realize is how BIG the blind spots are for commercial vehicles like 18 wheelers. Here are the main blind spots to be aware of when driving near a commercial truck: Not that it's foremost on your mind on Valentine's Day, but insurance IS an important aspect of a loving relationship.
It helps protect you and your partner from financial loss, and your insurance needs will vary depending on the stage of your relationship. Here are some examples of insurance needs at 5 different relationship stages: An independent insurance agent is not tied to any specific insurance company. They represent multiple insurance companies and can provide a variety of options to their clients.
This is compared to a captive agent who works for only one insurance company and can only offer you the products that company offers. Advantages of using an independent insurance agent include having: Are you among the UNDER-insured population?
Numbers of reports indicate that: · 66% (2 out of 3) of homes in the US are under-insured · 12/6% (1 in 8) motorists have NO insurance at all Why does this happen? At a minimum, evaluate your policies once a year to ensure they still meet your current needs and to take advantage of any potential cost savings. Plus, certain life events or changes in circumstances may require an immediate review of your policies.
Examples of situations that may require a review of your insurance policies include: As we age, our driving skills can decline due to physical and cognitive changes.
Here are 8 tips for more mature drivers to help maintain their safety on the road, potentially lower auto premiums, and lower the possibility of accidents: Are you a new driver or new to driving in winter conditions?
In addition to ensuring your vehicle is winter-ready, your gas tank is full, and you have all needed emergency supplies, here are seven important tips to remain safe on the road: |
AuthorDennis Lam Archives
May 2024
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