Category: Electric Vehicles

Drive Down Your Auto Insurance Premiums: Discounts You Might Be Missing, Part 3

9/3/2024

In Parts 1 and 2 of this series, I described a range of valuable auto insurance discounts, from multi-car and loyalty discounts to checking rates before buying a vehicle.

In this final installment, I’ll highlight 4 more discounts that can further reduce your premiums and help you save.

7 Must-Know Facts For Driving In The Summer Heat

8/13/2024

Fact or fiction: Car tires melt in extreme heat?     ....      If you said fiction, give yourself a star.

And what about this one: Very high temperatures can cause tire pressure to increase so much it can cause your tire to explode?    ....    That's a fact.

We're used to having long hot summers in the South, so August and September can still be very hot, especially when combined with the high humidity.   Also remember that pavement temperatures are significantly higher than the air temperatures.

And that brings up potential situations you should be aware of regarding driving in extreme heat that you haven't really had reason to be concerned about in the past.

Here are 4 must-know facts to help you remain safe while driving in this summer's sweltering sun:

Who's Responsible for Electric Vehicle Hacking?

9/14/2023

With the rise in vehicle technology, insurers have to consider more complex claims issues, and electric vehicles are a prime area.

Electric vehicle (EV) owners haven't necessarily thought about the risk of using public charging stations. The software in these stations can transfer data in and out. This allows the potential of spreading malware TO an EV from the charging station.

Cyber criminals have also been able to hack into electric vehicles, with the major results being data or privacy breaches. However the second most common issue is theft or break-ins from accessing the wireless key fob.

Hackers have also been able to access third party applications that control music, door unlocking, and flashing headlights.

It's a matter of time before someone takes control over the steering, brakes, and acceleration functions.

So who's responsible for cyber risks and hacking?

Does Electric Vehicle Insurance Cost More?

9/12/2023

Have you been thinking about buying an electric vehicle (EV)? If so, you've also probably wondered if the insurance for an EV will be more than a comparable gas-powered vehicle.

So how does EV car insurance premiums compare to non-EV insurance premiums?

According to a recent comparison study of EV vs. non-EV rates across low to high cost vehicles, on average, EV insurance costs about 25% more than its gas alternative.

Why is that? Several reasons - generally:

Insurance Insights

Drive Down Your Auto Insurance Premiums: Discounts You Might Be Missing, Part 3

7 Must-Know Facts For Driving In The Summer Heat

Who's Responsible for Electric Vehicle Hacking?

Does Electric Vehicle Insurance Cost More?

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