 When shopping for insurance, you've likely encountered a puzzling phenomenon: why do rates differ so drastically between insurance companies? It's a common question many find themselves asking as they navigate insurance options.
While it may not make sense on the surface, there are 7 valid reasons insurance rates can vary between companies:  Winter brings its own set of challenges, and one crucial aspect is safeguarding your home from potential fires. According to the National Fire Protection Association, house fires occur more frequently in the winter than any other time of year.
Do you know the top causes of house fires? Read on to find out, including 5 valuable tips to prevent them:  Carbon monoxide (CO) is a totally silent danger that many homeowners don't think about. Over 100,000 people visit the ER annually due to unintentional CO exposure.
Here are 3 important precautions to be aware of to protect yourself and your family from CO poisoning:  Of all the winter driving conditions, black ice is one of the most hazardous because you don't necessarily see it until you're on it.
What conditions most often create black ice, and how do you best navigate it?  One of the most expensive maintenance items of your home is your roof. Roof rejuvenation is a process that has recently gotten attention. Its purpose is to extend the life of a roof by spraying on a special product that helps to restore its protective elements and extend its durability.
It sounds like a great idea, but if you have asphalt shingles it's a must that you get input from qualified, reputable, professional roofers before having it done. Why?  Do you know how to navigate driving in foggy conditions?
You frequently see safety tips for driving in sleet and snow, but one of the most dangerous conditions in the south this time of year is fog. You may unexpectedly run into thick fog conditions especially in early morning and later in the evening. How do you best navigate this condition? Just like with sleet and snow, it's best to stay off the road during these times but that's not always feasible. So, here are 3 safety tips when driving in foggy conditions:  With 2023 wrapped up, remember to add "evaluate your insurance coverage" to your New Year's resolutions list. Why? Because changes you and your family experienced during 2023 or upcoming ones you expect this year will impact your insurance requirements.
Common examples include:  As part of New Year's plans many plan to renovate their homes. In the Augusta area, this is particularly the time when those who want to rent their houses for the Master's Tournament get started on these tasks.
So do you need to update your homeowners insurance coverage if you're making changes to your home?  As 2023 has wrapped up, it's time to re-evaluate your insurance plans. Why? Because changes you and your family experienced during 2023 or upcoming ones you expect this year will impact your insurance requirements.
Common examples include: |
AuthorDennis Lam Archives
July 2024
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