Have you ever heard of the term "subrogation" when investigating insurance but really don't understand it?
It's a legal term that is more commonly applied to auto insurance claims, and you need to understand what it is in case you ever need to use it.
So buckle up and let's dive into: 1) what auto insurance subrogation is; 2) when you should consider using it; and 3) when you should NOT use it.
Do you wonder why your insurance premiums may rise when you haven't filed a claim or had any other incident normally associated with an increase in your cost?
There are numbers of factors beyond your personal situation that may cause the cost of your insurance coverage to rise. Here are 5 examples: