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 Insurance Insights

Why Are Your Auto Insurance Rates Rising?

3/28/2024

 
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I continue to get calls from people because their auto insurance premiums are rising at renewal time, and they're searching for lower rates.

Many of these potential clients haven't had any accidents, tickets, moving violations, etc. to directly cause their rates to rise, so why are they experiencing this?

​There are a number of factors that contribute to this, including these  5 reasons:

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Rental Car Insurance:  Know This Before You Hit The Road

3/26/2024

 
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Renting a car for a spring road trip? When it comes to insurance coverage, things can get a bit tricky. Here are 4 items to consider before signing the rental agreement.

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March Madness and Homeowners Insurance

3/21/2024

 
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March Madness is a captivating event as millions of college basketball fans across the country analyze the teams and create their own (hopefully winning) brackets.

As we all watch the games and cheer for our favorite teams, we can also learn valuable lessons about selecting homeowners and auto insurance.

Here are 3 important takeaways from March Madness that can help you choose the right homeowners insurance coverage.

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5 Spring Cleaning Tips To Prevent Homeowners Insurance Claims

3/19/2024

 
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Spring cleaning is a great way to freshen up your home after a long winter and get ready for the warmer months ahead. But have you thought about spring cleaning also helping to prevent homeowners insurance claims?
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Here are 5 tips to help you keep your home safe and avoid insurance claims this spring:

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Are You Insured For The Unexpected?

3/14/2024

 
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With St. Patrick's Day coming up, it's worth noting that even the Luck of the Irish can sometimes result in less-than-fortunate circumstances.

Here are a few unfortunate snippets from insurance claim reports to brighten your day:

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Do You Know How Your Credit Score Impacts Your Auto Insurance Rates?

3/12/2024

 
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March is National Credit Education month so it's a great time to understand this.
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Here are 2 ways your credit score influences your insurance rate:

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Do You Have Enough Insurance Coverage For Your Once-A-Year Home Rental?

3/7/2024

 
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In the past, homeowners who rented out their properties once a year for local events often relied on their standard homeowners insurance.
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But with the surge in short-term vacation rentals, insurance policies have also evolved, prompting the need for a closer look at coverage options, including these 5 areas:

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4 Potential Limitations of Your Homeowners Insurance for Tornado Damage

3/5/2024

 
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With tornado season already underway in the South, it's important to recognize what most standard homeowner's insurance policies provide for "all-perils" coverage.

This insurance coverage includes protection against tornado damage, but understand that there may be potential exclusions or limitations within your policy that can greatly impact your coverage.
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For example:

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    Dennis Lam

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