Renting a car for a spring road trip? When it comes to insurance coverage, things can get a bit tricky. Here are 4 items to consider before signing the rental agreement. One of the first questions you'll face at the rental counter is whether to purchase the rental company's insurance. Most personal auto insurance policies extend coverage to rental cars, typically including liability, comprehensive, and collision coverage. But, it's crucial to know your policy's coverage before deciding which way to go. Here's what to look out for:
Rental insurance typically offers coverage for various scenarios, including vehicle damage and theft. However, it's essential to understand the specifics:
One common concern among renters is the potential impact on insurance rates in the event of an accident. While filing a claim can lead to higher premiums, it's important to weigh the cost of rental insurance against the benefits of coverage. Also, check out your own insurer to see if they offer accident forgiveness programs that prevent rate hikes for the first accident. Renting a car can be a straightforward process when you understand your insurance coverage options. Before heading out on the road, ensure your peace of mind by checking with your local independent insurance agent to thoroughly understand your personal coverage: 706-726-1446. Safe travels! Comments are closed.
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AuthorDennis Lam Archives
February 2024
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