Are you concerned about package theft this holiday season? If so, you're not by yourself. Almost 7 out of 10 homeowners are, according to a recent survey by the Chamberlain Group.
Do you know if your renters or homeowners insurance covers package theft?
Generally it does, but coverage is only helpful for purchases that are valued more than your deductible.
Most deductibles fall between $500 - $2000, and over half of all packages stolen last year were worth $50 - $200, so filing a claim isn't a viable option or in your best interest.
What do you do if your package isn't at your home when it says it was delivered?
If you live in Georgia and South Carolina, there is a good possibility that you could experience damage from a hurricane-related event.
What insurance do you need to cover water and wind damage? Depending on exactly where you live, a good plan could include a combination of insurance policies.
Here are some essential tips to take BEFORE a hurricane comes your way:
Is your stored personal property adequately insured?
May marks the beginning of peak moving season, and many will need to store personal property off-premises as part of the moving process.
There are numbers of possible storage options, and insurance coverage can be impacted by the option you pick. Here are some things to keep in mind to make sure your property is protected: