 The aftermath of a weather disaster like Hurricane Helene can be overwhelming. Once the storm has passed and you begin assessing damage and making repairs, you might be wondering — do you need to update my insurance coverage?
The short answer is: possibly. Here are 5 items that trigger an update: How Do You Determine The True Value Of Your Expensive Holiday Gifts For Insurance Purposes?12/31/2024
 Determining the true value of your holiday gifts for insurance purposes is a step you don't want to overlook in ensuring adequate policy coverage. Here are 6 key methods to accurately assess the value of your presents:
From Parking to Protection: How Situational Awareness Can Prevent Theft And Insurance Claims12/3/2024
 Parking lots may seem mundane, but they’ve a common setting in the CSRA for theft and personal safety risks, especially during busy times like the holiday season.
Numbers of social media posts by local shoppers describe how they noticed they were being followed in a store or were being watched or approached by someone once they left the store and headed to their vehicle in the parking lot. Staying alert and aware of your surroundings like these shoppers can make all the difference in becoming a victim of theft and avoiding the hassle of filing an insurance claim. Here are 9 steps to stay safe and secure when parking your vehicle to avoid being a victim and having to file an insurance claim for theft.  Insureds along the southeast corridor got a rude awakening in September as a result of the historic damage caused by Hurricane Helene. Many affected were far inland and geographically not used to the catastrophic levels of wind and water this storm produced. Thousands are still in process of understanding what their insurance policies cover, filing claims, and getting estimates for repairs. The damage from this hurricane included:
Most homeowners have a standard homeowners policy. What does that cover? It can vary significantly, but in general:  Even though meteorologists' technology resources allow us to anticipate some upcoming severe weather events, others can crop up with little warning.
Since these events can leave behind significant damage and disruption, policyholders should be prepared well ahead of time for such occurrences to ensure your safety and protect your property. Here are 5 key tips to help you stay prepared for a potential claim from a weather-related event:  Owning or using a watercraft - whether a speedboat, jet ski, or pontoon - can be a source of great enjoyment but it comes with its own set of risks and responsibilities.
It should go without saying that understanding and having the right insurance coverage to protect yourself, your passengers, and your investment is a given. There are various types of watercraft coverage to consider including:
Then there are some key insurance considerations depending on whether you're a watercraft owner or a user:  More and more people are turning to self-storage facilities to store all sorts of personal property, especially when moving. Do you know what insurance you need to protect your property while there?
There are a few options to properly insure your stored goods:  Golf carts have seen a rise in popularity for driving on neighborhood streets.
If you're considering the practicality of using a golf cart for this type of family transportation, you need to be very clear about local laws and insurance essentials.  Umbrella insurance serves as an added layer of protection, going beyond the confines of your existing insurance plans.
It acts as a safeguard against significant financial setbacks in situations where you may be deemed liable for damages or injuries to others including: bodily injury, property damage, personal liability, and advertising injury. Consider the following scenarios:  Cleaning gutters is a thankless chore that peaks in the late fall.
Here are 10 safety tips that can literally save you from physical injury and property damage:  Damage from hurricanes can include some or all of the following:
The coverage of standard homeowners policies can vary significantly, but in general: |
AuthorDennis Lam Archives
July 2024
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