 June marks the beginning of hurricane season, and for residents of Georgia and South Carolina, that means it's time to review your insurance protection before a storm threatens the area.
When hurricanes strike, damage can come from multiple sources—including wind, hail, falling trees, storm surge, and flooding. Unfortunately, not all types of damage are covered by the same insurance policy. Depending on where you live, protecting your home and finances may require a combination of coverages. Here are several important steps to take now—before a storm is on the radar:  Severe weather season is back across Georgia and South Carolina. After events like Hurricane Helene, many homeowners learned valuable lessons—but as time passes, it’s easy to let preparation slide.
The good news? A little proactive planning can go a long way toward preventing costly insurance claims. Here are 7 smart steps every policyholder should take before the next storm hits:  When it comes to protecting your belongings, you need to have something called contents insurance.
What should you consider "contents?" This is best described by any personal items that are not permanently attached and that you would take when you move. This includes not only inside your home/apartment but items outside, too, like in a storage shed. People commonly underestimate the value of their contents because they forget about little things that make a significant difference in the total value. How do you best go about accurately calculating this for your home/apartment? Here is an organized step-by-step method that will help you determine how to get your contents coverage just right:  If you experienced a significant home loss due to a weather disaster as many have in the last several months, how well could you document your property and contents to the insurance company in filing a claim?
The last thing you need is the added stress of trying to list out a detailed inventory after the fact. Before disaster strikes, take these 5 easy steps to create a detailed and comprehensive inventory of your home and possessions:  If you live in Georgia and South Carolina, there is a good possibility that you could experience damage from a hurricane-related event.
What insurance do you need to cover water and wind damage? Depending on exactly where you live, a good plan could include a combination of insurance policies. Here are some essential tips to take BEFORE a hurricane comes your way:  Moving to a new home can be a busy and chaotic time. One thing NOT to overlook is what your homeowners or renters insurance covers during the move.
Are you hiring a mover, doing it yourself with your own vehicle, or renting a vehicle to move your personal property?, Your insurance coverage can vary with each of these scenarios, so read on.  Creating an inventory of your home and other personal possessions can be an extremely useful tool for insurance purposes. Here are the steps to take to create one:
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AuthorDennis Lam Archives
July 2024
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