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 Insurance Insights

Do You Have an Updated Home Inventory?

9/5/2023

 
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If you experienced a significant home loss due to a weather disaster as many have in the last several months, how well could you document your property and contents to the insurance company in filing a claim?

The last thing you need is the added stress of trying to list out a detailed inventory after the fact.
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Before disaster strikes, take these 5 easy steps to create a detailed and comprehensive inventory of your home and possessions:
  1. Make a list of all the rooms in your home, including garage, basement, closets, and attic spaces.
  2. Go room by room and make a detailed list of all the items in each room.
  3. Take photos or videos of each item, especially high-value items. (Click HERE for a great reminder of household items to include.)
  4. Keep a record of the make, model, and serial number as well as the purchase date and price of each item.
  5. Once done, be sure to update your inventory regularly and store it in a safe (fireproof/waterproof) place and/or online storage platform.

One last thing - the best inventory is of little help if your home, auto, and personal possessions are under-insured.  Are you one of the majority of homeowners who are?
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As an experienced independent insurance agent, I can give you a thorough, objective review of your policies.   Call me @ 706-726-1446. 

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    Dennis Lam

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