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 Insurance Insights

What Does Homeowner's Insurance Cover From Lightning Damage?

2/9/2023

 
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Lightning is one of the most common natural disasters that can cause damage to homes, and it’s critical to know if your homeowners insurance policy covers this type of damage.
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What is covered by homeowners insurance for lightning damage?

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Does Homeowner's Insurance Cover Tornadoes?

2/8/2023

 
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Today's focus for Severe Weather Preparedness Week is on tornadoes.  Do you know if  homeowner's insurance covers tornado damage?

Most standard homeowner's insurance policies that include an "all-perils" coverage option typically cover damage caused by tornadoes.

BUT, there may be specific exclusions or limits in a homeowner's policy that could impact the amount of coverage available for tornado damage.
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For example:

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Are You Prepared for Severe Weather?

2/7/2023

 
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​It's severe weather preparedness week!  Here are 7 important tips for policyholders to prepare for severe weather:

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How to Avoid Contractor Scams After a Weather-Related Disaster

1/25/2023

 
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After a disaster, homeowners are in need of urgent repairs but this is also a time when unscrupulous contractors show up.

Generally, avoid contractors who:

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    Author

    Dennis Lam

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Are you sure your current insurance coverage is adequate? Contact me for a comprehensive review!

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Telephone

706-726-1446

Email

​dennis.lam@renegadeinsurance.com 
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