Lightning is one of the most common natural disasters that can cause damage to homes, and it’s critical to know if your homeowners insurance policy covers this type of damage.
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What is covered by homeowners insurance for lightning damage?

Today's focus for Severe Weather Preparedness Week is on tornadoes.  Do you know if  homeowner's insurance covers tornado damage?

Most standard homeowner's insurance policies that include an "all-perils" coverage option typically cover damage caused by tornadoes.

BUT, there may be specific exclusions or limits in a homeowner's policy that could impact the amount of coverage available for tornado damage.
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For example:

​It's severe weather preparedness week!  Here are 7 important tips for policyholders to prepare for severe weather:

After a disaster, homeowners are in need of urgent repairs but this is also a time when unscrupulous contractors show up.

Generally, avoid contractors who: