There is plenty of attention given to steps to take before an anticipated storm to reduce the potential for damage and the need to file an insurance claim.
But, less focus is on steps to take AFTER a dangerous storm to reduce personal injury and property damage. A recent study after a tornado in Illinois confirmed that 50% of physical injuries were suffered after the storm when completing post-storm tasks.
Any bad storm can damage power lines, electrical systems and gas lines that put may put you and your property at risk of fire, explosion, or electrocution.
Here are 10 examples of steps to take after a bad storm:
Roof damage is one of the most common homeowners insurance claims. Insurance companies have used extensive data to determine likelihood of damage occurrence as a roof ages.
How long should you expect your roof to last?
Typically, your homeowners insurance policy covers certain perils that cause roof damage. However, there are factors that are NOT covered, including the following:
Roof damage is one of the most common homeowners insurance claims. What is covered by your policy and what isn't?
Generally, it depends on the source of the damage. Most insurance companies provide coverage for sudden and unexpected occurrences like the following: