Category: Roof Damage

After A Weather Disaster: Should You Update Your Insurance Coverage?

2/25/2025

The aftermath of a weather disaster like Hurricane Helene can be overwhelming. Once the storm has passed and you begin assessing damage and making repairs, you might be wondering — do you need to update my insurance coverage?

The short answer is: possibly. Here are 5 items that trigger an update:

Roof Damage? Don't File That Insurance Claim Just Yet

6/11/2024

When homeowners notice roof issues that look like their roof has been damaged, their initial reaction is to contact their insurance company to file a claim.

BUT, this can be a big mistake on their part.

Here are 3 reasons to contact an experienced insurance agent who can guide you about getting an reputable roofing expert BEFORE filing an insurance claim:

10 Important Tips to Minimize Post-Storm Damage

5/4/2023

There is plenty of attention given to steps to take before an anticipated storm to reduce the potential for damage and the need to file an insurance claim.

But, less focus is on steps to take AFTER a dangerous storm to reduce personal injury and property damage. A recent study after a tornado in Illinois confirmed that 50% of physical injuries were suffered after the storm when completing post-storm tasks.

Any bad storm can damage power lines, electrical systems and gas lines that put may put you and your property at risk of fire, explosion, or electrocution.

Here are 10 examples of steps to take after a bad storm:

How Do Roofs Affect Homeowners Insurance Premiums?

4/20/2023

Roof damage is one of the most common homeowners insurance claims. Insurance companies have used extensive data to determine likelihood of damage occurrence as a roof ages.

How long should you expect your roof to last?

Why Are Roof Claims Denied?

4/19/2023

Typically, your homeowners insurance policy covers certain perils that cause roof damage. However, there are factors that are NOT covered, including the following:

Roofs and Homeowners Insurance: What's Covered?

4/18/2023

Roof damage is one of the most common homeowners insurance claims. What is covered by your policy and what isn't?

Generally, it depends on the source of the damage. Most insurance companies provide coverage for sudden and unexpected occurrences like the following:

Insurance Insights

After A Weather Disaster: Should You Update Your Insurance Coverage?

Roof Damage? Don't File That Insurance Claim Just Yet

10 Important Tips to Minimize Post-Storm Damage

How Do Roofs Affect Homeowners Insurance Premiums?

Why Are Roof Claims Denied?

Roofs and Homeowners Insurance: What's Covered?

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