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 Insurance Insights

Spring Break ROad Trip Safety Tips

3/22/2023

 
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​Before you pack up the car and head out on the road, here are 7 safety tips to take in prepping for your spring break trip:

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March Madness and Insurance Lessons

3/21/2023

 
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​March Madness is an annual event in college basketball that captivates millions of fans across the country. As we watch the games and cheer for our favorite teams, we can also learn valuable lessons about selecting homeowners insurance.
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Here are three important takeaways from March Madness that can help you choose the right homeowners insurance policy for your needs.

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Unlucky Insurance Claim Excerpts

3/16/2023

 
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St. Patrick's Day is coming up tomorrow, and The Luck of the Irish can produce some unlucky situations.  Here are some of the unluckiest and funniest excerpts from auto claim descriptions to give you a chuckle:

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Spring Cleaning Tips to Prevent Insurance Claims

3/15/2023

 
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Spring cleaning is a great way to freshen up your home after a long winter and get ready for the warmer months ahead. But did you know that spring cleaning can also help prevent homeowners insurance claims?
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Here are 5 tips to help you keep your home safe and avoid insurance claims this spring:

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Do You Really Need an Insurance Agent?

3/14/2023

 
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In the age of online everything, you can get an insurance quote without a "middle-man."  So why do you need an insurance agent, especially when you can instantly access a chatbot to answer your questions?

Simply put, if you decide to go solo, you'll face a variety of headaches when (not if) you must invoke your policy in claim situations and pray you chose the right coverage to prevent a financial catastrophe.

A great insurance agent is priceless in partnering with you to provide personalized guidance for this critical type of financial protection.
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So what should you consider in deciding which insurance expert to place your trust in?
Here are 7 factors to finding a great match:

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Insurance for Once/Year Home Rentals

3/9/2023

 
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​If you rent your home out only once a year for a local event, can you rely on your standard homeowners insurance and umbrella policies to cover any possible incidents that require filing a claim? Or do you need to add a different policy for that one-time rental?

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Do You Need a Home Warranty?

3/8/2023

 
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Do you need a home warranty in addition to homeowner's insurance?

When it comes to protecting your home and its contents, most people know that they need homeowner's insurance. But, do you also need a home warranty?

​The short answer is:

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What Makes a Home Uninsurable?

3/7/2023

 
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​When Might a Home be Uninsurable?  Here are 6 reasons why:

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Concerned About Houses Built Between 2020 - 2022?

3/2/2023

 
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Questions have been raised as to whether you should buy a house built between 2020 - 2022 because of construction quality issues due to supply chain problems and worker shortages.

Some real estate industry spokesmen indicate that's an overblown concern because it's a highly regulated industry, with various inspections required during the projects.
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If you're considering purchasing a home built during this time period and are concerned about construction quality, research the following 4 items before committing:

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How Does Gender Affect Auto Insurance Rates?

3/1/2023

 
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Auto insurance rates are determined based on a variety of factors, including gender of the driver.  These rates can vary over time by an average of 11% by gender, according to a recent Wallethub analysis.

Historically....

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    Dennis Lam

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