Are you concerned about package theft this holiday season? If so, you're not by yourself. Almost 7 out of 10 homeowners are, according to a recent survey by the Chamberlain Group.
Do you know if your renters or homeowners insurance covers package theft?
Generally it does, but coverage is only helpful for purchases that are valued more than your deductible.
Most deductibles fall between $500 - $2000, and over half of all packages stolen last year were worth $50 - $200, so filing a claim isn't a viable option or in your best interest.
What do you do if your package isn't at your home when it says it was delivered?
Though it's unlikely you'd file a claim for package theft, it's a good reminder that you need to understand what your insurance policies cover and when/how to file a claim when needed.
Be proactive in safeguarding your property. Talk directly with me, your experienced independent insurance agent, about your situation and insurance coverage needs: 706-726-1446.