Do You Really Need an Insurance Agent?

In the age of online everything, you can get an insurance quote without a "middle-man."  So why do you need an insurance agent, especially when you can instantly access a chatbot to answer your questions?

Simply put, if you decide to go solo, you'll face a variety of headaches when (not if) you must invoke your policy in claim situations and pray you chose the right coverage to prevent a financial catastrophe.

A great insurance agent is priceless in partnering with you to provide personalized guidance for this critical type of financial protection.
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So what should you consider in deciding which insurance expert to place your trust in?
Here are 7 factors to finding a great match:

- The agent is independent (vs. a captive agent), having many more cost and coverage options to customize fit your needs.
- He is honest, trustworthy and makes your needs top priority.
- He demonstrates an extensive knowledge base, understands the intricacies of policies, and how they fit into your situation.
- He can help you see options clearly and which one is best for your situation overall.
- You can access him in a timely manner when needed.
- He keeps up with insurance industry changes and is proactive in communicating these to you.
- His reputation and credibility remains high over time.

So take your time, do your research, and feel confident in the person you choose to help you navigate your ever-changing insurance needs for years to come.