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 Insurance Insights

Why Is An Independent Agent Your Best Asset In Making Insurance Decisions?

10/31/2023

 
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In a previous post, I explained why insurance has become so complicated.  The key to eliminating these complexities is to engage the services of an experienced independent insurance agent.  Here's why:
Diverse coverage options:  From homeowners and auto to commercial and liability, the choices can be overwhelming. An experienced independent agent can accurately assess the fine details of your unique situation and recommend policies that offer the most comprehensive protection.

Regulatory changes:  An experienced independent agent is well-versed in the ever-evolving insurance industry landscape, whether it involves government or carrier changes.  Maintaining up-to-date knowledge and insight, he can ensure your coverage remains compliant and effective.

Policy inclusions/exclusions:  An experienced independent agent is able to dissect these contracts, explaining the implications of each clause and helping you make informed decisions.
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Multiple carriers:  Unlike captive agents who represent a single insurance company, independent agents have the freedom to work with multiple carriers. This means they can shop around for the best coverage and rates tailored to your specific needs. This level of choice and flexibility is a significant advantage for you.

Hopefully, you've focused in on two words that have been repeated in this post:  experienced and independent.  Those two characteristics can make a huge difference in ensuring your assets are properly protected. 
As an experienced property and casualty independent insurance agent serving Georgia and South Carolina, I'm dedicated to putting you and your best interest first.  Reach out to me for a comprehensive review of your current insurance coverage:  706-726-1446.

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    Dennis Lam

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