need to update your home insurance when RENOVATING?

You're getting ready to renovate your home - should you update your insurance coverage?
Some minor home renovations may not require a change in your homeowner's insurance like:

• painting
• replacing carpet
• changing out countertops

​More significant renovations may increase your replacement cost  and liability. For example:

• putting in  a pool
• adding on a room
• redoing your kitchen

Still others may allow a DISCOUNT on your premium:

• upgrading windows and siding
• installing a monitored alarm system
• adding fencing around your property that increases safety

​If you're planning to renovate your home, talk with your insurance agent about whether your home insurance needs to be modified so you remain adequately covered.