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 Insurance Insights

need to update your home insurance when RENOVATING?

1/5/2023

 
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You're getting ready to renovate your home - should you update your insurance coverage?
Some minor home renovations may not require a change in your homeowner's insurance like:
  • painting
  • replacing carpet
  • changing out countertops

​More significant renovations may increase your replacement cost  and liability. For example:
  • putting in  a pool
  • adding on a room
  • redoing your kitchen

Still others may allow a DISCOUNT on your premium:
  • upgrading windows and siding
  • installing a monitored alarm system
  • adding fencing around your property that increases safety

​If you're planning to renovate your home, talk with your insurance agent about whether your home insurance needs to be modified so you remain adequately covered.

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    Dennis Lam

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