When Your Neighbor's Tree Falls On Your Property...

When my neighbor's tree falls on my property, who pays for damage and tree removal?

This is a common question, but the answer depends on the circumstances.
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In general:

• anticipate it is your issue to resolve with your insurer.
• your neighbor isn't legally responsible for reimbursing your deductible.
• if there is no structural/property damage, you pay for removal/clean-up.

BUT details are critical, so It's best to talk with your insurance agent to more fully understand:

• whose policy is responsible for coverage
• coverage limits for structural damage, tree and debris removal
• coverage of other property damage like driveways and landscaping

Now you see why I said it depends at the beginning.  That's why it's so important to have an experienced independent insurance agent like me that you can tap in situations like these.

Call me @  706-726-1446 today for help sorting out the details of your specific insurance situation.