If you're one of millions who have a home-based business, do you know if your company is covered by your homeowner's policy?
Typically, no. Homeowner's insurance may include some very narrow protections like replacement of damaged electronics and other similar business property.
If you have clients come to your home for business purposes or have employees, you need to have business insurance in case they are injured, their property is damaged, or they bring a lawsuit against you for other unexpected situations.
There are a number of options for insuring your home-based business. To get a better idea of what you need for yours, call me at 706-726-1446. I'll be glad to help you.