Yes, anti-theft devices are a smart investment for both your vehicle's safety and potential insurance savings.
Insurance companies acknowledge that these devices significantly lower the chances of a stolen vehicle, which can translate to discounts for policyholders.
What are the major types of devices and the discounts they can lead to?
Audible alarms tend to offer relatively modest discounts because they've become so common people don't pay as much attention to them as they used to.
Next in effectiveness are active disabling devices like steering wheel locks. They provide a higher level of security and can result in more substantial discounts. Also, tracking devices such as GPS systems offer another layer of protection and can lead to insurance savings.
On average, reports indicate that passive disabling devices, like smart keys (found in many newer car models), lead to the most significant discounts. These devices are highly effective at preventing unauthorized access because thieves can't break the ignition lock.
Which autos are most targeted by thieves? According to recent reports, the following categories of vehicles are most likely targeted for theft:
If you want advice on insurance coverage tailored to these risks, reach out to me. As an independent insurance agent specializing in home and auto insurance in GA and SC, I'm here to guide you towards the best choices for your insurance needs.
Contact me directly at 706-726-1446.