I commonly review policies with limits that are alarmingly low and leave the client much too open to financial liability.
This is one of the common mistakes people make when they self-select insurance coverage online.
Here's a prime example:
You select auto insurance with 25/50/25 limits. The first 2 numbers describe liability coverage limits. So if you hit someone else, you're at fault, and they successfully sue you, the insurance company will pay a maximum of $25,000 to one person or $50,000 total for more than one person.
If the suit exceeds these liability limits (which a suit commonly does), then the victim's legal representatives typically try to access your income and/or your property and other assets.
This can be financially devastating, and most people don't think about this until they're in the middle of this situation.
If you have assets, it's best to speak directly with a local independent insurance agent who's experienced with these circumstances to get a review of your policies.
So why not take advantage of this service? Call me @ 706-726-1446.