You're getting ready to renovate your home - should you update your insurance coverage?
Some minor home renovations may not require a change in your homeowner's insurance like:

• painting
• replacing carpet
• changing out countertops

​More significant renovations may increase your replacement cost  and liability. For example:

Are you a new driver or new to driving in winter conditions?
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In addition to ensuring your vehicle is winter-ready, your gas tank is full, and you have all needed emergency supplies, here are seven important tips to remain safe on the road:

If you drive frequently during early morning or night hours, you're more likely to experience foggy conditions.
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To minimize the potential of a fog-related driving accident, adopt the following: